.Occupation: PhD candidateIndustry: AcademiaAge: 26Location: Orange Region, CASalary: $30,000 (this varies a little depending on what my role is actually during the course of the fourth and also if I have external research study consultancies, but it averages out to about $30,000 each year). Properties: HYSA: $45,095 getaway discounts: $810 checking: $1,024 financial investments: $10,453 Roth IRA: $45,728 403( b): $6,325. Financial obligation: Student loans: $4,233 auto: $6,393. Paycheck volume: $2,822 for 9 months of the year, plus a summer season stipend of $3,000. Pronouns: She/her.